⚖️ Hidden Trading Costs
Brokerage, DP Charges & Hidden Friction Calculator 2026
Calculate exact DP charges (₹15.93), Securities Transaction Tax (STT), exchange fees, GST, and Smallcase rebalancing friction on Zerodha, Groww, Angel One and Upstox before selling.
Total Sell Amount
₹
₹
Unique Company Stocks Sold
Stocks
Stocks
Broker Type
Trade Type
DP Charges (CDSL/NSDL)
₹31.86
STT / CTT Tax
₹5.00
Total Friction & Taxes
₹37.50
Profit Drag on Trade
0.75%
💡 What Are DP Charges & Why Do Beginners Lose Money on Them?
A Depository Participant (DP) charge is a flat regulatory fee levied by depositories (CDSL or NSDL) and your discount broker whenever shares are debited from your Demat account upon selling.
Unlike brokerage, which is often advertised as “₹0 Delivery Brokerage” on discount apps like Groww and Zerodha, DP charges are fixed per unique stock per day (₹13.50 + 18% GST = ₹15.93), regardless of whether you sold ₹200 worth or ₹2,00,000 worth of shares!
Total Friction = (DP Fee × Scrips Sold) + STT (0.1% on Sell) + Exchange Fee + GST (18%) + Brokerage
⚠️ The Smallcase Rebalancing Trap: If you invest ₹5,000 in a Smallcase consisting of 12 stocks and receive a monthly rebalance selling 6 stocks, you pay 6 × ₹15.93 = ₹95.58 in DP charges alone! That is nearly a 2% guaranteed loss before market movements.
❓ Frequently Asked Questions (FAQs)
What is the exact DP charge on Groww and Zerodha in 2026?
On Zerodha and Groww, the DP charge is ₹13.50 plus 18% GST (₹2.43), making the exact charge ₹15.93 per company (ISIN) per trading day. If you sell 100 shares of Tata Motors in the morning and 50 more in the afternoon of the same day, you only pay ₹15.93 once.
Do Mutual Funds have DP charges?
No! When you redeem units of a Direct Mutual Fund (even through Zerodha Coin or Groww), there are zero DP charges. This makes mutual funds and Index Funds vastly superior for students and beginners investing small amounts under ₹5,000.
Do I have to pay DP charges on Intraday trading?
No, because intraday trades are squared off before market close without shares entering or leaving your Demat depository. However, intraday trades incur flat brokerage (up to ₹20 per executed order).
🧮 Explore Other Free Financial Tools on PaisaKmao: